Paid Off Faster » United First Financial

US Households’ Net Worth Fell for 7th Straight Quarter

Bonnie — Fri, 12 Jun 2009 01:08:51 +0000

What is net worth? A household’s assets minus its’ liabilities determines its’ net worth.

The US household’s net worth peaked at $64.4 trillion n the spring of 2007. A lot has changed since then for most households. In the first three months of this year the US households’ net worth fell at a 9.9% annual rate to $50.4 trillion. That means that US families lost 22% of their wealth since the spring of 2007.

Here is a possible silver lining. Households and businesses have realized that reducing and eliminating debt must be a priority for a secure financial future.

Total private sector debt FELL at a 0.4% annual pace in the first quarter of 2009, the first time that private sector debt has declined since the Feds started keeping records in 1952. US households’ liabilities fell by $114 billion in the quarter. Consumer credit card debt fell at a 3.5% annual rate. That is the largest decline since 1980.

Unfortunately households saw their assets drop, including $448 billion in real estate and $1 trillion on their mutual funds, equities, and pension reserves. Owners’ equity in real estate dropped to a record low 41.4% of its value. Financial businesses experienced their first debt reduction since 1975 and the largest since 1967. Businesses overall took on less debt in the first quarter, the first decline since 1993.

United First Financial is the dominating leader in the mortgage acceleration field. This award winning company has been helping households drastically reduce the duration of their mortgages and eliminate debt. United First Financial’s Money Merge Account program has already helped thousands of households eliminate over $355,000,000.00 in mortgage principal alone, beside consumer debt, in the last three years. Reduce your debt rapidly. Learn more about the Money Merge Account.

Mileage Confessions

Bonnie — Tue, 31 Mar 2009 02:27:00 +0000

I must confess I have wasted money for years by not taking mileage expenses that were available to me. Why you ask? Because it is such a pain to keep track of that I thought it wasn’t worth it. Our new accountant convinced me otherwise when we met on Saturday.

As many of my previous posts declare this is the year of all years to stretch every dollar we have. That includes me, hence, my mileage confessions. I felt very bad I was so out of sync with my blog. So today I spent HOURS (thank God for Mapquest and Outlook) tracking 2008 mileage. I wanted to pull my hair out.

Those days are over for me! Just in time for me to know I won’t have to do this next year United First Financial is launching Bizpack next week. One of the features I am looking forward to using to save both time and money is UDeduct. It will help me track all my tax deductions and keep them organized so my experience today will NOT be repeated next year. It has several other features to help me expand my business without blowing my budget or my balanced life, all part of true abundance.

Bizpack – New Product to Save Money

Bonnie — Fri, 16 Jan 2009 21:22:11 +0000

United First Financial announced a new product called BizPack™. It is an all inclusive business suite to help small business and home based business owners have the edge they need in a competitive market. It will be a one stop resource for marketing, managing, and personal development as well as money saving tools to help them succeed in the market place. Many systems tell you what to do but this system tells you how with the content to make you successful.

Millions of people will be entering the home-based business world for the very first time over the next two years, and they are going to be looking for a leader. You have an opportunity to capture their attention, establish a trusting relationship, and build a massive business while the rest of the economy falls apart.

Competition will always be fierce. But there is one strategy that always wins obviously that strategy is a winning system, and in a time when people are desperate for leadership, it can take you and your business to incredible new places. UFirst has built that winning system in our new product. Our winning system includes:

• GoToMeeting™-Expand sales outside your local area and minimize travel in your area by presenting and training up to 1,000 attendees through the industry-leading GoToMeeting system.

• Marketing-Use a proven marketing system with content and templates to market yourself and find prospects outside of your warm market.

• Contact Management-Follow up and track all actions of your current and future prospects. Save time and increase efficiency with the systems email drip campaigns and auto responders, calendar and task management.

• Video Prospecting-Send and track videos to your prospects. Save time by only contacting the ones who you see actually watch the videos.

• Success Magazine© - Stay motivated with a monthly dose of Success Magazine, the leading magazine for self help and self improvement. In addition, listen and learn from a monthly message from Mark Victor Hansen, the co-author of the Chicken Soup for the Soul series. His insight will teach you the secrets of becoming a successful entrepreneur.

• UDeduct™-This analysis tool will help you find additional discretionary income through tax savings available for home-based business owners. Once you show your prospects the legal and ethical deductions available for home-based business owners, selling this system will be a no-brainer. There are over 100 deductions that small and home-based business owners can legally take aadvantage of.

• Business Marketing System-Teaches you how to market at much lower costs on Google and similar services for pennies. This system includes email templates, a monthly client newsletter and auto responders integrated into the contact management system. In addition it teaches you how to send direct mail and market on the internet. This system will teach you how to keep in touch with your warm market and increase leads outside your warm market to increase sales. Many systems tell you what to do but this system tells you HOW with the content to make you successful. Marketing is the key to make you successful in any business. This system will allow you to attract new clients, potential agents and increase your bottom line.

All components of the system are integrated into one, easy-to-use portal for simple navigation -increasing your work productivity.

Opportunity

During our pre-launch period, there is absolutely zero barriers to entry. By registering now at no cost, you will automatically receive your personal replicated website. During our pre-launch phase we will waive the one time BizPack activation fee and the BizPack agent registration fee.

Not only does the BizPack continue to offer the financial benefits of the traditional UFirst compensation structure, but now you have the benefits of building a significant residual income, with no limit to the number of members you can add to your team!

What are you waiting for? If you have ever wanted to improve your financial future and be part of a ground floor opportunity, Register now, and secure your spot. Sign up for BizPack click here.